Privacy Policy - Atlantic Shield Insurance Group

Email Disclaimer
NOTICE: You cannot bind, alter, or cancel coverage without speaking to an authorized representative of Atlantic Shield. Coverage cannot be bound without written confirmation from an authorized representative of Atlantic Shield. This email and any files transmitted with it are not encrypted and may contain privileged or other confidential information and is intended solely for the use of the individual or entity to whom they are addressed. If you are not the intended recipient or entity or believe that you may have received this email in error, please reply to the sender indicating that fact and delete the copy you received. In addition, you should not print, copy, retransmit, disseminate, or otherwise use this information. Thank you.

Atlantic Shield Insurance Group
PRIVACY POLICY NOTICE

PURPOSE OF THIS NOTICE

At Atlantic Shield Insurance Group, we understand your concerns about privacy. We hope this notice, which describes our use and protection of nonpublic personal information ("customer information"), will help you understand how we treat the customer information we obtain from you or other sources in the course of providing you with our insurance products and additional services.

Furthermore, we wish to inform you that we do not share your personal information with any non-affiliated third parties for any purpose that is not specifically authorized by law unless we obtain your affirmative permission.

Whether you’re doing business with us through an agent, broker, or our Web site, we want you to know that Atlantic Shield Insurance Group respects your privacy and protects your information.

We do not sell your customer information.
We do not share, loan or give customer information to persons, companies, or organizations outside of Atlantic Shield Insurance Group that would use that information to contact you about their own products and services.
We expect persons or organizations that provide services on our behalf to keep customer information confidential and to use it only to provide the services we’ve asked them to perform.
Within Atlantic Shield Insurance Group, we communicate regarding the need to protect your information to those individuals who may have access to it, and we’ve established physical, electronic, and procedural safeguards to protect customer information.

As a part of our normal operations we collect, and in some cases, disclose information about you. We encourage you to read the following Privacy Statement that contains information about Atlantic Shield Insurance Group policies regarding the collection, use, disclosure, and protection of your information.

If you are not comfortable with any of the terms or policies described in this Statement, we encourage you to send confidential correspondence through the postal service.

What information do we collect?

Personal, Financial and Product Information

We collect personally identifiable information in order to identify and register you as an Atlantic Shield Insurance Group customer. In addition, we collect personal, financial, and product information in order to provide you with services tailored to your particular needs. By learning about you, Atlantic Shield Insurance Group can deliver more relevant protection and product offerings and thus offer you better insurance services and options.

The information we collect will vary depending upon the function or processes you select or request. Depending upon the function, product or process you select (for example, quote, request for proposal, e-mail, purchase), you may be required to provide information such as:

Name
Address
Birthdate
Phone number
E-mail address
Policy(ies) Type(s) & Number(s)
Social Security Number
Driver’s License Number, accident/violation history, information about vehicle operators, lien/lease holders, vehicle information, etc.
Who Should Use Our Web Site?

Our Web site is for insurance and financial products and services and is not intended for children. We offer insurance and financial products and services and thus do not market any products or services to children or knowingly collect any information from children. If we become aware that information is or has been submitted by or collected from a child, we will destroy this information.

What kind of customer information do we have, and where did we get it?

Much of the customer information we collect comes directly from you. When submitting your application or request for insurance or other products and services we offer, or in requesting an insurance quote, you may give us information such as your name, address, and Social Security number. We also keep information about your transactions with our affiliates, others, or us - for example, the types of products and services you purchase from us, premiums, policy account balances, and payment history. We also may collect information from outside sources, including consumer reporting agencies and/or health care providers or reporting agencies such as the Medical Information Bureau (MIB). This information includes loss information reports, motor vehicle reports, credit reports, and medical information.

Who collects this information?

In order to better serve your needs, the information noted above is collected by Atlantic Shield Insurance Group, its agents, and other companies working on behalf of Atlantic Shield Insurance Group. In addition to collecting information from you, you should also know that, depending on the nature of your transaction, we may collect information from outside sources, such as loss information reports, motor vehicle reports, and credit reports. For property insurance, we may send someone to inspect your property and verify information about the value and condition of your property.

How is this information used?

The information you submit to us via our on-line forms and e-mail is used to provide you with the response or service you have requested.

We may also use this information to contact you about our products and services. If you do not wish to receive these communications, you can write us, e-mail us or simply reply to any e-mails you receive from our employees informing us of your desire to be removed from our mailing lists.

Who has access to this information?

In order to better serve your needs, Atlantic Shield Insurance Group, its employees, and certain companies working on Atlantic Shield Insurance Group's behalf have access to this information. This information may also be disclosed to third parties without your consent if the disclosure is necessary to comply with legal processes or to protect the rights, property, or personal safety of Atlantic Shield Insurance Group, its users, or the public. We may also provide limited information about you to third parties without your permission when necessary or appropriate to service an insurance policy we have issued (e.g., inquiries from lien holders or additional insureds listed on the policy) or to address claims submitted under a policy we have issued.

In addition, we may, as permitted by law, provide information about you without your permission to certain persons or organizations, such as your agent or broker; insurance support organizations; other insurance companies in order to perform their function in regard to an insurance transaction involving you (i.e. a claim); independent claim adjusters; businesses that conduct actuarial or research studies; regulatory and law enforcement authorities; or our affiliated companies, if any.

What are your options regarding the collection, use, and distribution of your information?

Any information you submit to us via written applications, our Web site’s on-line forms, or e-mail is done so on a voluntary basis. When you access our site in this manner, the collection, use, and distribution of your information will be handled according to the terms and policies outlined in this Privacy Statement. If you object to the collection, use, and distribution policies outlined in this Privacy Statement, we ask that you do not submit information.

What are your options regarding the correction or storage of your information?

You may either personally see, or obtain from us by mail, the information about you in our files. If you believe the information we have about you in our records or files is incomplete or inaccurate, you may request via telephone or a postal mail letter that we make any necessary additions or corrections or, to the extent that it is feasible, that we delete this information from our files.

Links and Co-Branded Sites

This Web site contains links to other sites. Atlantic Shield Insurance Group provides links to other sites as a convenience to persons who visit the Atlantic Shield Insurance Group web site. If you choose to use the services provided by those sites, you may be asked by those sites to provide certain personally identifiable information (some of which may, on an individual or aggregated basis, be shared with Atlantic Shield Insurance Group. Please be aware that Atlantic Shield Insurance Group is not responsible for the privacy practices of those sites, even though Atlantic Shield Insurance Group name or logo may appear on those sites. We encourage you to be aware when you leave our site and to read the Privacy Statements of each Web site that you visit, as the privacy policy of those sites may differ from ours.

WEBSITE USE DISCLOSURE

IMPORTANT NOTE: This web site provides only a simplified description of coverages and is not a statement of contract. None of the information provided on the website is a guarantee that insurance will be provided or that the agency is obligated to procure insurance for the website visitor. Coverage may not apply in all states, Misstatements or omissions of relevant information can lead to price variation or even declination or rescission of coverage. for complete details of coverages, conditions, limits, and losses not covered, be sure to read the policy, including all endorsements, or prospectus, if applicable, coverage CANNOT be bound, amended, or altered by leaving a message on, or relying upon, the information in this Website or through E-Mail, Voicemail or Text.

COOKIES
A cookie is a piece of data that is stored on a visitor's hard drive while they are visiting this Web site. We may utilize a short-lived form of cookie when you visit this site. At Atlantic Shield Insurance Group, a cookie is only used to identify one unique visitor from another visitor during a particular session. A session is the period of active site-use while that unique visitor is linked to our server. We may use cookie technology during a session as a tool to carry forward your input information during the enrollment process. This enables the visitor to input their information once and have the information appear later during the enrollment process. No personally identifiable information is stored on the cookie. The cookie expires and is deleted from the visitor's computer as soon as they close their browser or if they are not actively browsing our Web site for more than 20 minutes. Should a previous visitor to our Web site return for a new session, they will be issued a new cookie and in no way will they be recognized as a visitor from a previous visit or session.

THIRD-PARTY LINKS
This Web site may contain links to third-party Web sites that are not controlled by Atlantic Shield Insurance Group. These third-party links are made available to you as a convenience and you agree to use these links at your own risk. Please be aware that Atlantic Shield Insurance Group is not responsible for the content of third-party Web sites linked to Atlantic Shield Insurance Group nor are we responsible for the privacy policy or practices of third-party Web sites linked to Atlantic Shield Insurance Group. Our Privacy Policy only applies to information we collect from you while you are at and while you are actively in a session with Atlantic Shield Insurance Group. If you should link to a third-party Web site from Atlantic Shield Insurance Group, we strongly encourage you to review and become familiar with that Web site's privacy policy.

CHANGES IN OUR PRIVACY POLICY
We reserve the right to change this Privacy Policy without providing you with advance notice of our intent to make the changes.

If you have any questions about our privacy policy, please feel free to contact us at:

421 Johnnie Dodds Blvd. STE 200
Mount Pleasant, SC 29464
Phone: 843.856.2909 Toll-Free: 1.888.856.2909